What is the interest rate on gold loan?

Gold loan interest rates in India range 9 to 24% per annum. Banks (SBI, HDFC, Axis): 9 to 12%. Major NBFCs (Muthoot, Manappuram): 12 to 24%. Bajaj Finserv premium customers: 9.5 to 12%. The rate depends on loan amount, tenure, repayment structure, and your relationship with the lender. Shorter tenures and higher LTV typically attract higher rates.